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By AEK Development

This is your H2

This is your paragraph size and styling. First and foremost you want to be clear on why you’re LIGHT – what is it about your current home loan that isn’t working for you? Perhaps you’re after a lower interest rate or more flexibility. You may have to pay some fees (see below) to leave your current home loan, so being clear on the benefits your new home loan will bring can help you decide whether the switch is worth it.

Whether you’re looking to save money, enjoy different features or consolidate other debts, there can be a number of scenarios where refinancing or changing your home loan is a good idea. If you’re confident it’s the right move for you, here are some steps to take to get things underway.

This your H3 Sizing and Style

When looking at new home loans it’s important to compare more than just the interest rate. Look at all the fees and charges associated with the loan, as well as features and add-ons that are important to you, for example a redraw facility or offset account.

Your financial situation may have changed since you took out your current loan, so take the time to work out exactly what you can afford. A lending specialist can talk you through each home loan in detail and assess whether a switch will help you save money over the long term. Some of the upfront and ongoing costs may include exit and break fees, new loan establishment fees, settlement fees and government fees and charges.

You can also use our split loan calculator to find the best combination of fixed and variable interest rates to suit your needs, and our refinance calculator to calculate how much interest you could potentially save by switching your home loan to us.

This is your H2 for styling and design purposes

When looking at new home loans it’s important to compare more than just the interest rate. Look at all the fees and charges associated with the loan, as well as features and add-ons that are important to you, for example a redraw facility or offset account.

Your financial situation may have changed since you took out your current loan, so take the time to work out exactly what you can afford. A lending specialist can talk you through each home loan in detail and assess whether a switch will help you save money over the long term. Some of the upfront and ongoing costs may include exit and break fees, new loan establishment fees, settlement fees and government fees and charges.

This your H3 Sizing and Style

You can also use our split loan calculator to find the best combination of fixed and variable interest rates to suit your needs, and our refinance calculator to calculate how much interest you could potentially save by switching your home loan to us.

This your H4 Sizing and Style

You can also use our split loan calculator to find the best combination of fixed and variable interest rates to suit your needs, and our refinance calculator to calculate how much interest you could potentially save by switching your home loan to us.

Everyone’s heard of Invisalign. It is the most popular clear aligner treatment to straighten teeth without braces. Invisalign incorporates a series of clear aligners that are custom-made and can gradually shift your teeth to the desired position. With slight pressure exerted on your teeth, the aligners ensure minimal discomfort while still effectively straightening your teeth.  

Following your appointment, our orthodontists will conduct a digital scan to establish a personalized treatment plan for you, using detailed 3-D images of your teeth to map out their movements over time. Your custom-made aligners are then fabricated using these images. Your aligners will need to be replaced with a new aligner every two weeks. With Invisalign and other Clear Aligners treatment, you can visualize each stage of the treatment process, from start to finish, giving you a better idea of how long it will take.

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